Privacy Policy is a web site operated by Financial Asset Management Systems, Inc. (FAMS) and is intended for the collection and payment of debt. Personal information of all users is collected, stored, used for debt collection purposes, and disclosed as described in this Privacy Policy and the Terms of Use. FAMS is committed to protecting your privacy. Personal information is information about you that is personally identifiable. Personal information includes, but is not limited to your name, address, email address, or telephone number, and any other information that is not otherwise publicly available. This Privacy Policy only applies to the web site. It does not apply to third-party web sites or services.

Collection of Your Personal Information

FAMS collects personal information, such as your e-mail address, name, home or work address or telephone number. There is also information about your computer hardware and software that is automatically collected by FAMS. This information may include your IP address, browser type, domain names, access times, referring web site addresses, and other collectible information obtained through the web server.

Use of Your Personal Information

FAMS abides by the rules and regulations as set forth by the United States Government and our clients governing the collection of loans. Your information is used by FAMS for debt collection purposes, to maintain service quality and to provide general statistics regarding use of FAMS does not sell, rent or lease personal information to third parties.

FAMS may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your personal information (e-mail, name, address, telephone number) is not transferred to the third party. We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of mailings, providing customer support, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. Those companies are required to maintain the confidentiality of your information and are prohibited from using that information for any other purpose.

FAMS may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on FAMS or the site; (b) protect and defend the rights or property of FAMS; or (c) act under exigent circumstances to protect the personal safety of users of FAMS web sites, or the public. Personal information collected on this site may be stored and processed in the United States or any other country in which FAMS or its affiliates, subsidiaries or agents maintain facilities. By using this site, you consent to any such transfer of information outside of your country.

Control Your Personal Information

FAMS strictly protects the security of the personal information you provide. FAMS secures the personal information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When highly confidential information (such as a password or credit card number) is transmitted over the Internet, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Contact Information

FAMS welcomes your comments regarding this Statement of Privacy. Please contact FAMS by telephone or postal mail.

2859 Paces Ferry Road
Atlanta, GA 30339